Privacy Policy
Last updated: July 08, 2025
This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You.
We use Your Personal data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.
Interpretation and Definitions
Interpretation
The words with initial capital letters have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or plural.
Definitions
For the purposes of this Privacy Policy:
- Account: A unique account created for You to access our Service or parts of our Service.
- Affiliate: An entity that controls, is controlled by or is under common control with a party.
- Application: Refers to Scheme app, the software program provided by the Company.
- Company: (referred to as either "the Company", "We", "Us" or "Our") refers to Niva Gold and Diamonds, Ottappalam, Kerala, India.
- Country: Refers to India.
- Device: Any device that can access the Service such as a computer, mobile phone, or tablet.
- Personal Data: Any information that relates to an identified or identifiable individual.
- Service: Refers to the Application.
- Service Provider: Any party processing data on behalf of the Company.
- Usage Data: Data collected automatically from the Service.
- You: The individual accessing or using the Service, or a company or legal entity on behalf of which such individual is accessing or using the Service.
Collecting and Using Your Personal Data
Types of Data Collected
Personal Data
We may collect personal information including but not limited to:
- Email address
- First and last name
- Phone number
- Address, City, State, ZIP/Postal code
- Usage Data
Usage Data
Usage Data is collected automatically and may include details such as your device's IP address, browser type, mobile device information, and usage patterns.
Use of Your Personal Data
The Company may use Personal Data for the following purposes:
- To provide and maintain the Service
- To manage Your Account
- For the performance of a contract
- To contact You for updates and communications
- To provide news, offers, and promotions
- To manage user requests
- For business transfers or service analysis
Sharing of Your Personal Data
- With Service Providers
- For business transfers
- With Affiliates and Business Partners
- With other users (in public areas)
- With Your consent
Retention of Your Personal Data
We retain Personal Data as long as needed to fulfill the purposes outlined in this policy, comply with laws, and resolve disputes.
Transfer of Your Personal Data
Your data may be transferred to and maintained on systems outside your jurisdiction. By using the Service, You consent to such transfers.
Delete Your Personal Data
You may request deletion or correction of your data by contacting Us or using options within the app. Some data may be retained for legal reasons.
Disclosure of Your Personal Data
- Business Transactions: Data may be shared or transferred in the case of mergers or acquisitions.
- Law Enforcement: Data may be disclosed if required by law or legal process.
- Other Legal Requirements: Including protection of rights, safety, and prevention of misuse.
Security of Your Personal Data
We use reasonable measures to protect your data but cannot guarantee absolute security.
Children's Privacy
We do not knowingly collect data from anyone under 13. Parents can contact us to remove such data.
Links to Other Websites
We are not responsible for third-party websites linked from our app or site. Review their privacy policies separately.
Changes to this Privacy Policy
We may update this policy. Updates will be posted on this page and will become effective when posted.
Contact Us
If you have any questions, you can contact us: